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Miserly Tip # 176

I have been a SAHM for 17 years.  We are raising four children.   To simplify wash days and take the guess work out of who's clothes are who's I use the dot system.  These dots are placed on the clothes where only the one doing the laundry and the wearer can see them.  Our first child has one dot, the second child two dots, the third child three dots  and so goes the fourth. It has worked great as the oldest ones outgrow their clothes and  pass them down we just add a dot.  This way others can help fold the clothes and get them in the right pile.  
 
Loretta, Mission, B.C.

Miserly Tip # 175

This sounds like more work than it is - I find it relaxing. I save tissue paper, and iron it, and use the floral kind to wrap the gift for a woman, and the plain kind I use appropriate Happy Birthday/Merry Christmas etc. stamps to decorate, for men. I put these wrapped gifts (free wrapping) into the bags, so that when the recipient opens the bag they still don't know what the gift is - doubles the fun, and they still have the added ?childish pleasure of ripping the wrapping off. I always seal the tissue wrapping with an home printed label asking the recipient to recycle the bag in a gift to someone else. I consider the bag as a small part of the gift that I made with love.

Our local library has been offering a free service for quite a while. They have a room with used paperback books, and the borrower will bring n paperback books s/he has finished with, and is able to take out the same number. The librarians only keep track of the numbers you take. This means that if you come across that treasured novel you have always wanted to keep, you can, but you must ensure that you return the same number you took out, 6 out - 6 in. It is so simple,
you might be able to encourage your local library to do the same thing.

When I was a student nurse I didn't have a lot of money (still don't). One thing I found I was able to save money on was hose. When I got a run in one leg I would just cut the leg off, and save the , and good leg, until the same thing happened again - then you end up with a double top, and two good kegs. Of course you have to use the same brand and color - otherwise you might look a little funny :-} I'll be darned if I could not wear those hose out - they seemed to last for months.

Another thing that I feel I must bring up - I have seen a cou
ple of people suggesting using generic drugs only. I am married to a doctor (no I'm not rich) and he tries whenever possible to prescribe generic medications, but there are some where he stipulates
very strongly NOT to get the generic. Not all drugs are equal. I suggest that if in doubt ask your pharmacist. If s/he says they are all the same - find another one FAST.

Maxine, OK


Miserly Tip # 174

For more help with economical landscaping, call around to the
professional landscaping companies to see where they will be removing old landscaping.  Many office buildings and complexes (the bank where I work for example) tear up all their existing shrubs and perennials and replant every 5-10 years or so.  The torn up plant materials usually go to the dump!  Now, consider how many professionally landscaped buildings are areas there are in your city and how often this must happen. Ask if you can get, use or collect the materials which will be removed. Now, because the landscapers won't dig up plants carefully, ask if you could go to the site a day or two before and carefully remove the plants you want.  Some may not make it through the ordeal, but many will.

At our bank building, beautiful  10ft tall crepe myrtles (at least 20 of
them), mondo grass, jasmine bedding, and juniper shrubs were all torn up and thrown away.  I could have cried when I saw the myrtles laying on their sides and wilting in the parking lot.  I called the landscaper and he said, they'd have been delighted to let me have the plant materials, especially if I had done some of their work removing them. Just be sure to have water, string and burlap on hand to thoroughly wet the root balls and wrap them tightly.  Read up on plant transplantation and move quickly; time spent out of the ground is deadly to large transplants. Plants this mature cost a fortune to buy at the nursery.  Plus, you are guaranteed plants that have been hardened off for your climate.

Also, check with companies who install lawns for "remnant" deals on sod. While large pallets of sod will keep for a very long time, they often have just a little bit more than needed to install a lawn and it won't keep for very long in small bits and pieces.  These bits are great for patching worn spots, or cut into smaller squares and use as plugs. Decide early on in your lawn's life what kind of grass you are going to grow and only look for that.  Our city sells not only cheap composting bins, they give mulch from trimmed trees away free and sell compost for 1 penny per pound, a bargain if you can haul it yourself. I'm going to suggest our church use these techniques to help offset the cost of landscaping (city required) for our new building addition.

Catherine, College Station, Texas


Miserly Tip # 173

My saving ideas are: 

 

1) Check out your local library for books & magazines rather than heading to the bookstore.  My library keeps a selection of magazines available for purchase at $ .10 each, books and other items for $ .50 - $2.00.  There is also a free "coupon swap" box to find grocery coupons that you might need.  If you want to watch a movie -- why spend the big $$ at the video store?  See if the library has it.  Our library allows you to place a hold online.  Sometimes though, our video store has pre-viewed movies for sale which are cheaper than the cost to rent them.  We sometimes splurge and buy those and share them amongst friends & family.  After everyone in our group has viewed them, then I take them to the 1/2 price Books shop in our town & sell them & earn my purchase price (and sometimes more!) back.  This works with the books bought for $ .50 - $2.00 at the library as well.

2) Another trick my family has always used is buy in multiples when something is on sale.  Sometimes this can be costly, but if planned well, can save you $$ in not having to rush to the store to buy at full price when you run out.  For example, I know that about once a month certain brands of shampoo and cereal and toilet paper etc... go on sale.  I watch for coupons and wait for the sale to double my savings.  Knowing what regular prices are in certain stores can help you also.  You can use that pricing to gauge whether or not you are actually "saving" once you factor in your gas and time!

3) Ask your doctor for samples of any medications you are prescribed.  The drug reps load the doctor up with samples -- so don't be embarrassed to ask for a week or more supply.  Why pay the pharmacy for something you can get for free?  This is good also in cause you have an allergic reaction or if a medication isn't doing what it's supposed to do.

4) Our grocery store will gladly divide up meat purchases into smaller packages if you just ask.  For example: Buy the family pack of pork chops or ground beef and ask them to shrink wrap them into smaller portions for freezing.  We also ask the deli to slice bagels for us.

5) Don't be afraid to negotiate on damaged goods or requests for discounts either.  I usually only shop the clearance racks for clothing, but if something is not appropriately discounted, not marked or if it is a damaged but regularly priced item that can be fixed easily and cheaply, I always ask if a manager will be willing to discount it.  The worst that can happen is that they say "no"!  

6) Similarly, if you see items not ringing up correctly, many stores offer the item for free. 

7) If you are having a service performed at your home such as exterminating or carpet cleaning, check with neighbors who may also be having these services.....See if the service would be willing to discount the prices since they are hitting 2 homes without an additional trip charge.

 
Kaye, Allen, Texas

 


Miserly Tip # 172

I am not a "gardener" my advice is strictly trial and error.  I live in the northern part of South Dakota -- our growing season is very short and as yet I have not found the time to work with starting plants indoor from seeds (although it is a very frugal option if you have the time or inclination!) I have a very large yard (6 acres out of 20) that needs landscaping and I can't afford it either.  So I have been looking for many ways to do this cheaply. I have some suggestions.  Use plants that naturalize or multiply (lilies, hostas, snow on the mountain, ferns, phlox etc).  It will take 2-3 years but eventually you will have triple your original plants and starting the second year you can transplant them to other areas of your yard. Ask friends for starts from their plants.  Or anyone who is redoing their yard.  I have a
friend who has a friendship garden and everything in it came from a friend's yard.  Look for "suckers" from plants that can be transplanted (lilacs for example).  Buy perennials at the end of the season -- they can be very cheap.  You may not enjoy this year but next year you will.   Sometimes plants very early in the season are more affordable -- you may have to wait to put them out in the yard once you get them home. Comparison shop in catalogs and look for special two for one offers.

Look beyond plantings for landscaping -- your hardscape -- walkways, arches, planters and etc. This is where imagination, scrounging, ingenuity can go a long way.  I got broken cement pieces for a walkway.  You can find demolition sites and take used brick off their hands (they have to pay to haul it away).  An old BBQ can be turned in to a potting stand.  Old bikes, buckets, sinks, bathtubs, statuary can be used.  There are a lot of books available (try library)  on making your own fountains, ponds, arches, etc. Planters can be made from rocks, twigs etc.  Broken pots can be laid in the garden like an old urn.  Items don't have to be new -- a piece of broken statuary may not even show amongst the plants or may just add to the mystique.  There is even a recipe out there to make  your own stone planters will cement and peat moss.   Check with your city parks and rec maintenance dept. or landfill -- you may be able to get loads of wood mulch for free or very cheaply just for picking it up. (They have to chip all of their excess tree branches etc.)  This can be used in planters or in walk ways.  Use old
newspapers underneath to prevent weed growth (just don't use pages with colored ink). 

Nancy Young in Stratford, SD


Miserly Tip # 171

I have a tip that I got from my mother years ago, about bananas that no one wants to eat because they have become a little brown. 

 
Peel them and put them in the freezer for a later date when it is more convenient to use them to bake banana bread.  When I take them out of the freezer to bake, I put them in the microwave on defrost so they are a little easier to blend in the blender. It also makes it so the batter isn't too cold and take longer to bake. 

Vicky Olson


Miserly Tip # 170

I am a SAHM of a 3 1/2 and 18 month old son.  Here are a few tips I use:
    1. I cancelled my long distance on my regular phone bill (they charge a fee even if you do not make any long distance calls one month) and I use my cell to make calls.  My cell phone company offers free nationwide long distance with my plan.  Just make sure you do not go over your minutes that you have signed up for.
    2. If you have a Wal-Mart SuperCenter (meaning it sell food also), they not only except coupons from the Sunday Paper, they also take coupons from other stores.  Furthermore, they except other grocery store's weekly specials.  It takes a few extra minutes, but I run into the other local grocery stores, pick up there weekly circular and then make my list of what I need and the cheapest prices.  They even honor other stores prices on meat by the  pound. I have saved a lot by doing this.
    3. I always buy meat (ground beef, chicken, etc.), especially if it is on sale, in the biggest package that it is in because it is usually cheaper and then when I get home, I divide it and freeze it.  For example, I put 4-5 breast in a freezer bag, because that is how much our family eats when we have grilled chicken or whatever it may be.

Elena in Wilmington, North Carolina    


Miserly Tip # 169

I am a working mother of 3 children ages 6, 4 and 1.  In my quest to become a SAHM...I do try to be as frugal as I can possibly be.  When I found my 6 year old using my expensive brand of shampoo as bubble bath and my 4 year old shampooing a dozen or more of her dolls hair.......even worse to find that new bottle of shampoo floating in the tub....OPEN....and now mostly water.  The kids would just give me that "look" as I spazzed out over how wasteful they were being. Come on...they are just kids!!  So I found a better way.
I went to the local Beauty Supply House.  Found a gallon size of concentrated shampoo for $3.99 (on sale).  It makes up to 8 gallons of shampoo.  Thats a LOT of shampoo for VERY LITTLE COST!  We are all very  pleased with the quality and for pennies a bottle It's no big deal if it ends up as bubbles in the tub or if my 4 year old plays "salon" with her Barbies...and even the occasional floating bottle no longer causes me to stress!                     

Sheila in Chaffee Missouri


Miserly Tip # 168

May I offer several frugal gardening tips that are free:

1.  I get free stones and rocks to line my beds and mulched areas from a local cemetery.  They have an enormous pile from when they dig up graves and all are free for the taking,

2.  To cut down on grass areas that need to be mowed I mulch with free mulch from a tree service. (You have to make sure that the mulch is not from diseased trees and that you use a thin layer so as not to damage existing plants). I've used this in areas with existing stable, healthy shrubs.  (The shrubs are all "volunteers" that showed up in various placed in my yard and were transplanted). 

3.  For the past 5 years I've held a "Plant Exchange" where friends bring plants and we all trade.  I serve light refreshments.  I encourage "dug up" plants because this is inexpensive (read: free) for everyone involved.  Most of the plants in my yard come from this event.  Many of the plants are perennials and most are self-spreading.  If the plants can survive being dug up one day and then plopped in someone else's yard then they can withstand my frugal garden. 

We've had several years where folks bring back cuttings from previous year's plants they took home.  It is one of the best things I do all year.

Suzan Nyfeler

I haven't read through your entire tips section (BIG!!!) but I feel I have good idea for people living in the Southwest; desert particularly, or any warm climate.  One of the most beautiful and dramatic landscaping plants is the prickly pear cactus.  It lives through snow, drought,
obviously very high heat and grows literally before your eyes.  EASY to propogate!  Just snip off one of the "pads" (use gloves!) and dip in rooting hormone, pot it in decent but well-draining soil, and it will take off.  One thing, this cactus really does need a decent amount of water to thrive.  If "pads" look thin and anemic, water very slowly.  I water my 5' plant about twice a week in the summer and much less seldom in the winter.  I keep a close eye on the plumpness of the pads-this is your watering guage.  Also, give it a light fertilizer a few times a year.  Guaranteed, you'll be delighted.  My boys love cutting and planting these wonderful cactuses and seeing them take on their own life. 
 
Oh, and if you happen to get some of those very pesky, fine thorns in you, use the strongest adhesive tape you can find.  Lay it over the affected area and pull.  Works great.
 
Holly, Yucca Valley, CA

If you are interested in gardening or landscaping your yard...one of the best tips my mom ever gave me was to start with seeds. Not only are seeds extremely inexpensive (many seed packets are around $1.00 per pack) but you get a tremendous amount of seeds per pack and in many more varieties than are available at the garden center. If you can get a few friends together and  share seeds, there will not be any wasted and you all will have many  different plants for very little out-of-pocket cost. Also, if you accidentally  murder your plant..or the dog or kids do it for you, you are not out as much
money...it's a great way to experiment with new types of plants...and
veggies...one sunny window sill and a basket planted with herbs or salad   fixings...can cost well under $10.00 to create, while you get months worth of fresh veggies....healthy and cheap. Rewarding project for the kids to get involved in too. Happy gardening

Submitted by: M.Gibson, Fort Benning GA

Here are some interesting gardening tips from my Mum in Alaska...
Have old tires a desire to grow potatoes? Take 3 old tires, fill the first one with dog food (we use the same stuff we feed our puppy) and some dirt. Put your potato pieces in there and water. (The potassium in the dog food really helps with the potatoes!) When the first sprouts start to shoot up, put a second tire on top of the first and fill it full of dirt. As the sprouts begin to show put the last tire on and let the potatoes grow. When it comes time to harvest the potatoes just remove each layer of potatoes and shake out the dirt! Harvest time has never been easier!

Do you like cherry and plum tomatoes but hate tying them up? Why not let them hang down! Take a plastic 5 gal clothing soap tub and put a hole in the bottom of it. (Make sure you wash it out REALLY WELL before you use it for this!) Next take your seedling tomato plant and put it in the tub upside down so the greens come out the hole in the bottom. Fill the rest of the tub with dirt and hang up. As the tomatoes grow down the stems will not break and the tomatoes will grow fuller. Not enough? I have noticed that the amount of bugs that eat at the plant has gone remarkably down since I started hanging my tomatoes! Happy gardening!

Submitted by: April Katona

For the garden, I submitted my name to the "seed swap" section of my favorite gardening magazine. (You don't even have to be a subscriber.) I traded seeds with people and saved a ton of money. I will buy only a few seeds this spring. Just be prepared to receive a few strange letters.

Church-owned thrift stores are the cheapest, but you do have to keep checking to find the good stuff. I buy my jeans for 50 cents -$2.00 and kid's clothes for 10 to 50 cents.

To make the kid's look cute, I buy plain shirts and pants and embroyder designs on them. Everybody asks me where my son gets his cute outfits with elves and nature scenes embroidered on them! A book of iron-on patterns is usually 5-7 dollars and they can be used several times, then the equipment to "draw" them on can be bought from a craft store. When friends have babies, I embroider a thrift-store layette that looks like new for less than $3.00 and everybody loves it!

Submitted by: Alanna from Norman, OK

Two things have worked very successfully for me in the past. Do your research, a lot of it, about the shrubs etc that grow  well in your area. My husband and I sometimes drive through old neighborhoods here in central Oregon just so we can see for ourselves what survives the test of time. Weather patterns cycle. It is expensive to have things die because of snow or drought. Find out which plants can be divided easily. Lilacs grow beautifully here and I can get starts from them easily. Other plants/trees can be a bit harder, an expert can help you. Many of the plants that grow in my yard started out in someone else's. Also, I often ask for plants for Mothers' Day, birthdays etc. My children have learned that they can't go wrong with buying a outdoor plant or tree for me. They help me plant them, and I have tender memories of these times. I like to check out books from the library to help me keep up on local varieties and to get new ideas.
 
Hope this helps,
 
Signe

 

Here's another tip for getting plants for your yard.  Go to a local wholesale nursery, not the store kind but where they grow the plants, and ask if you can have their cast-offs.  Once the plants get too big for retail, or are replaced with the new years model, the old plants are often thrown onto a dump pile and burned. My husband works on a nursery and we have relplaced several azaleas this way.

Karen in Oregon

 

I just wanted to let you know that in our town, the dept. of Public Works offered composters this year at an incredible rate.  By taking orders & buying in bulk (for a whole town)  they were able to offer us $80 home composters and a how-to book for only $30.  I don't know if any other towns are doing this, but it's worth a call to your public works dept. to see.  It benefits everyone since ultimately it will also reduce the amount of dump space that the town will need to have.

Lois, Laconia, NH

Just a note to the person inquiring about low cost plants.  Some of my suggestions:
 
Volunteer at a local botanical garden.  Try a county extension for agricultural information, i.e. what grows well.
 
A fruit tree will provide shade and fruit and flowers.
 
Ask other gardeners for clippings of plants that can start from roots.  Offer to help when they are digging up their spring bulbs, or dividing their iris or day lilies.   Often they will share some of their bounty (extra bulbs) with you.  Peonies are also started from cuttings.  A runner from a forsythia or lilac bush can easily be transplanted into your yard.
 
Many home and garden centers offer free classes in xeriscaping to save on water bills.
 
Improve your soil by making your own compost and then working some into the soil around bushes and flower beds.
 
A friend

We live out in the country now and I have become an avid gardener on very little money. Our city of Fort Worth gives compost away by the truck loads...yes gives it away. I have amended the soil in all my flower beds and garden for free by doing this. Mulch can be found the same way as well. I get my plants several way. One is to hit places like Lowe's or Home Depot right before one season starts. Like summer to fall will get you many discounted spring plants that they want to get rid of. You go in and ask where the discount plants are located (these will be half dead and not looking to good) and then rake in many plants for pennies on the dollar. I only get certain plants at this time too. The ones that I can divide up and get multiples out of and perennials. I also use a web site where you can exchange plants for free at http://www.gardenhere.com and just get anything you want.

Teaka in Texas


Miserly Tip # 167

When my nieces and nephews were young I made cassette tapes reading their favorite books which I checked out from the library. Then when our daughter was born they all got together and made a tape of stories and songs for a gift for our daughter. These cost very little to mail and they provide a lot of fun for the listener. Most cassettes are only around 3 oz and can be mailed for 83 cents. If you send a collection of cassettes or if you send CDs you can send them Media Mail which after you get up to around 7 oz costs less to mail than first class mail, but you want to pad them sufficiently because they might be in with some heavier packages. The cassettes with stories and songs done by kids make great entertainment for riding in the car or quiet play times. Most little ones would also like cassettes recorded by mom and dad or grandma or grandpa especially if they are their favorite stories that have been read to them by the person doing the recording. There is a wealth of material at the public libraries. If your child likes a particular children's author consider getting other titles by the same author that they have not heard before. Often they will like these stories because they like the style of writing of a particular author. Julie Lawyer

 


Miserly Tip # 166

About 1 year ago I had a serious run-in where I had gashed my left knee in quite deeply to the point where I had to go to the hospital even though I did not think it was all that bad. [ I live in an apartment complex where there is wall to wall rugs.] I had bled onto the carpet accidentally in several different places and when I got back from the emergency-room, I had my carpet to clean up or I would have to pay   for the damage out of my own pocket .

So I called my manager up in the main office and asked her what you could use to get blood stains out of a carpet, and she told me to ( take an ice-cube, set it onto the stained marks and let it set for a moment and then, scrub down into the blood-stain as hard as I could and that should bring all of the stains` right out in no time!) 

Well it really did work ! And I was totally amazed at what I saw, mainly because, I never thought they would actually come out. I also thought that this would be another unique way to remove any bad stains, save burnt in cigarette marks.

You have a very neat column that I like to read every single day! Keep your good tips coming and I will be sure to keep right on growing as I read them ! Thank you for your taking a moment to read this idea . I am absolutely positive that many of your readers will be able to use this one.

Brian5        


Miserly Tip # 165

For years my mother has been using "Spray & Wash" on her
shower doors and walls.  Clean well first, (I guess), and spray on surfaces after each shower.  It leaves a clear, unseen film that prevents spotting. Her shower doors have looked spotless for years!

Sheryl Toback


Miserly Tip # 164

We love our cats, but their upkeep gets really expensive.  We can save money on their food though, which is especially important since we have a baby on the way and are gearing up for my husband to be an at-home father.  The Humane Society in our town sells cat and dog food for 10 cents a pound. Considering we were paying $8-$13 before, this adds up to considerable savings.  And it goes to a good cause!

Brandy, Grand Junction, CO


Miserly Tip # 163

Did you know that you can get decorations for free? One year my son was into Toy Story the movie. Everywhere I looked there where displays about this movie. At Blockbuster Video you can request them to save the displays when they are done. I received many compliments on my sons room. We also did this for Jurrasic Park. WE had a dinosaur that had 3 d effect in my oldest son's room. Many companies will save posters and store displays if you just take the time to ask. 
  
Dewilia in Beach Park,Il.

Miserly Tip # 162

My 8 year old son wanted to begin showing animals for 4-H. Given the amount of space and cost for each animal option (steer, hog, sheep or rabbit), we decided on looking for a cheap rabbit.  Mentioning this to a friend at work I was able to get 2 rabbits,( with cages, feeding dishes, and starter supply of food) from her aunt for free.

Before picking them up, we needed to have an area for the cages that would keep them out of the elements and away from other animals such as our dogs.  My husband constructed a 3 unit rabbit hutch out of an old wooden picnic table and benches that was a bit on the wobbly side. Cost of materials....FREE.

Not only does my son now have inexpensive animals for show, but I now have an endless supply of fertilizer for the yard, garden and flowers.  Rabbit droppings are weed free if fed pellets and can be applied either in the natural form or put through a shredder.  If applied in the natural form, it will not burn, and we have the most beautiful yard and flower bed around.  The demand for my sons "rabbit fertilizer" has grown so much, that he scoops it into unwanted seed bags from the local grainery ( again, FREE)  and sells it to local gardeners.  This in turn provides the money to buy his rabbit feed.  We have also traded rabbit fertilizer for eggs, rabbit feed, and fresh produce from his "customers".  Total cost of my son doing animals for 4-H......FREE.

Check with your local 4-H groups to get some rabbit fertilizer!

Jean Boone

 

Miserly Tip # 161

Here are a few tips I am glad to pass on to all of my other frugal friends. Ha, now there is a web site name for someone.  I  would love to have a chance to  chat with some frugal pals as I am just getting the hang of all this miserly-ness. I think though that I won't have much time to spare as this "all" has me hopping most of the time ( I have 4 kids and a DH). Ok, here goes, awhile back I discovered a web site called topsecretrecipes.com and found they gave wonderful "clone" recipes free over the internet. Then last week I found in the library Todd Wilbur's book TSR Lite. Wow, as we are ever searching for fat-free or greatly reduced fat recipes this is a great find for me. Wanted to pass this on.

Pamela Harris


Miserly Tip # 160

I was raised living in the city, but my husband and I have made our home in the country. If you need to save water, ask anyone with holding tanks how to cut back.  If you need to cut your water useage, a good place to start is in the bathroom -- buy a "low-flush" toilet -- our former one used 5 gal/flush and now we are down to 1.6 gallons. When the dog needs a bath, re-use the kids bath water -- just check the temperature before you start -- might need a little warm-up. Before I run the shower, I always run it from the faucet first to get to the warm water. Before that I grab my humidifier tank or a bucket -- as you run the water to warm it up, save the "cold" water for the humidifier, to water plants or for the pets drinking water. When it came time to buy a new washer and dryer, we found that the front loading model saved about 40% of water usage. INVESTIGATE before you buy appliances.  

Something I learned the hard way -- I loved to use the toilet TANK tablets that kept the bowl clean and actually kept the bathroom smelling fresh -- Until I found out that they eat the gaskets out of the tank and caused water to leak through the system.  

And my laundry tips, some for time, some for $$...Yes, I reuse my dryer sheets many times, only run full loads of laundry, and when appropriate only use the "short wash" which uses less water.  I take clothes out of the dryer still damp and hang them to finish drying.  My favorite time savers are that I wash my dark colored work pants first and hang them, then wash the shirts next and hang them over the pants -- in the morning I just grab a hanger and its all ready.  When I buy socks I buy lots of the same ones, no colored stripes for the boys -- plain white.  This way they all match each other so if one gets ruined you only lose one, not the whole pair.   Problems sorting underwear for two girls who wear almost the same size?  One gets prints and the other gets solids.   

Michelle in Green Bay, WI


Miserly Tip # 159

I have been a SAHM since my daughter was born two years ago.  We lived in a cold climate that didn't allow for much playtime outside during the winter months.  When my daughter was old enough to be interested, I bought a giant (20pound?) bag of rice at SAMS Club for about $4.00 and dumped a portion of it into a plastic sweater storage box.  I added a few fun things like kitchen utensils, funnels, and measuring cups, and let her have a little "sandbox" in the kitchen.  I'd sweep up the mess afterwards and put the lid on the box and store it under her crib.  She loved it.  (Additionally, I didn't run out of rice for meals for quite some time!) 
 
Now that she's 2, I thought she was ready for a "real" outside sandbox, so I purchased 100 pounds (2 bags) of  play-sand at Home Depot for less than $2.00 each.  I poured them into a gigantic Rubbermade storage container trunk with a lid that we no longer needed for storage (because we simplified and got rid of most of our junk!).  I put tape over the air holes to keep the bugs out.  It is the perfect size for her to fully sit in and play with all kinds of toys, the sand stays clean and mostly stays inside the container because of the high sides, and the lid never blows off like some of the other sandboxes that I've seen that cost a small fortune.  This sits in the corner of the patio, out of the way and I can move it into the sun on nice days.  My daughter is looking forward to this summer when it will be warm enough that she can put on her swimsuit and play in it---there's probably enough room in there to invite a little friend! 
 
Michele, Albuquerque, NM

Miserly Tip # 158

I purchased 37 summer outfits for my 16 month old daughter (who wears 24mo or 2T) for only $159. Which averages about $4.30 per outfit! I did so at a second hand children's clothing sale at a local Catholic church. If you get there early you can get some really nice clothes and because at this age they don't wear them for very long they look practically brand new. Part of the proceeds from the sales go to Catholic charities as well.

Pam, Memphis, TN


Miserly Tip # 157

I have 5 children under the age of 9.  In the hopes of promoting good sibling relationships, I wanted my children to give birthday and Christmas gifts to each of the other siblings.  Add up all the gifts over the course of a year for all 5 of them and this was going to be a big expenditure for Mom since the children are rather young to be earning their own money for this purpose.

My solution was The Attic Store.  I yard sale in the spring and purchase good quality books,  games and craft supplies for under a dollar a piece.  I also go to the yearly library used book sale where books sell for 25 cents. These items go into boxes in the attic.   When one of the children has a birthday, the others get a trip to The Attic Store to choose a gift for him/her.  The recipients love getting gifts from all their brothers and sisters, and the gift-givers take great pride in choosing and wrapping the presents.

Anna in South Jersey


Miserly Tip # 156

I am a SAHM of two toddlers, as we all know they can out grow clothes very fast. We have a consignment store in our area that allows me to trade clothes in for a store credit. This allows me to get the clothes I need for my kids without breaking our budget.  

April, Woodland Park, Colorado


Miserly Tip # 155

Like most people we cherish our pets, but they can be an expense, esp when an illness comes into play.  We recently found out our Great Dane Emily  needed a "orthopedic" bed bed.  After checking the pet shops and surfing the net, it didn't take long to figure out we couldn't afford it-esp for the size Emily needed. I remembered we had one of those foam "egg" crates they use on hospital beds from when my mom had surgery.  I got it out, cut it twice the size I thought Emily needed, doubled it and made a cover for it out of an old flannel sheet, complete with ties at the end so it can be rolled up and put away or carried with us as needed.  Our cost was zero, but I have seen these crates at Goodwill for about a quarter and even new, they are not that expensive.  It sure beats pet shop prices!!

Melissa , Bryan, TX


Miserly Tip # 154

I'm not a mom...yet, but have learned a couple things that help me be frugal. The first is a way to make your soap (facial, body) last longer.  If you take it out of the wrapper a week or better before using it lasts longer! I doubted it when I read it but it really does work.  My soap lasts at least twice as long. Also, it doesn't have that slimey film on the bottom that sometimes accumulates.

The second idea is to invest in a Foodsaver or similar product.  This is a way to be able to buy in bulk things like cheese & meets for $$ savings and not have them go bad.  There are special bags or containers to buy but they can be reused.  This method keeps food fresher much longer and allows you to buy things when they are on sale.  You can also make foods ahead of time, casseroles, pies, even cookie dough and freeze without worrying about freezer burn.  Best investment of my money I've seen in a long time.

DeAnne, West Linn, OR


Miserly Tip # 153

I have making almost all my own cleaners for over a year now.  The ones I make are generally completely nontoxic, more pleasant to use, work as well (or better!) than the commercial types, and are much, much more economical. I won't mention all of them here, but one of the best is to put plain club soda in a spray bottle and clean windows with it.  Fantastic!  I would very highly recommend the book "Clean House, Clean Planet" by Karen Logan on this subject.  She teaches you how to make a homemade, natural cleaner for just about anything.  It's a treasure trove!

Desiree, Salt Lake City, UT


Miserly Tip # 152

I did not want to purchase yet another camera, we have
at least 2 at home with  the digital camera being very
popular nowadays.  I found a site at www.snapfish.com
that will put the pictures online and even develop one
set of films for free and I only had to pay less than
$2.00 for shipping and handling.  This also allows me
to share photos of my first born among relatives from
all over the world. I also go to www.photoisland.com
and frame all my digital photos and these framed
photos have been used as great gifts for Holidays and
all of which are just sent thru e-mail.

Submitted by Maria, Naperville, Illinois


IMiserly Tip # 151

Using only half of the amount of laundry detergent works just as well as using the full amount per load.  I also cut my dryer sheets in half and that works OK also.  This cuts my cost for laundry detergent and dryer sheets in half, plus I only buy with coupons when the detergent and dryer sheets are on sale.

Submitted by: Kelly, from Baltimore, MD


Miserly Tip # 150

 was a stay home mom for nearly 3 years after the birth of my
daughter.  She was born 2 months premature and at 3# at birth, and 4# one month later when I brought her home, she was not a candidate for full time daycare. 

After looking at your frugal recipes, I have some  suggestions.  I used the La Leche League's cookbook "Whole Foods for the Whole Family".  It tells you how to make EVERYTHING yourself (BBQ Sauce, ketchup, White Sauce, I mean Everything!!).  In addition, in the interests of saving $$$ I decided to change my diet to exclude most meat.  Meat was the single most expensive item on my grocery list, so I just ate a whole lot sell of it, and substituted tofu, and other sources of protein for the meat.  I read "Diet for a Small Planet" and bought the "Moosewood Cookbook" by Mollie Katzen, and "Vegetarian Cooking for Everyone" by Deborah Madison, and the "Moosewood Daily Special" Cookbook by the Moosewood Co-operative.  I also avoided processed foods entirely!  No canned soups, no premade or frozen meals, no boxed meals.  I read the labels and if it had more than one ingredient that I could not pronounce, I did not buy it.  I did buy good quality fresh veggies and fruit, and canned tuna.  I grew my own yogurt with a yougurt machine I got at my local Goodwill Store for $2.00.  I was given a nice Bread Machine for Christmas, and made my own Bread.  I could afford to buy King Arthur Flour (which was worth the extra $$ becuase it always turned out so well) by finding a source for bulk Yeast--saving $30 and $40 over the small packets at the grocery store. 

I was able to take the time to cook all this terrific food because I was
home all day.  I took walks with a friend and her daughter every day in all weather.  My diet improved, and my weight dropped ( I started my pregnancy at 5' 4"  and 160#, was over 200# when I delivered my 3# baby -- I have returned to work now that my daughter is 3 1/2 years old and loves her daycare/preschool-- and I now weigh in at a svelte 130#!!)  I admit that time is shorter now that I work full-time, but by cooking extra large meals, and freezing and cooking like mad on weekends I have kept that healthy diet. 

I also educated myself on the marketing practices of supermarkets.  They really use psychology to get you to buy the most expensive foods (that are usually the most unhealthy, and processed ones).  I was able to avoid their manipulation, and saved big $$ at the grocery store! 

The money that I saved on food, and daycare, and the expenses associated with working (lunch, gas, wardrobe, car, exhaustion, fast food for dinner, etc) enabled to spend 3 very precious years at home with my daughter.  I will admit that it was not always easy to make ends meet, and my family shopped at Goodwill for most of our clothing, but it was soooo worth it!!!

One other suggestion I have for the neophyte stay-at-home mom:  Find a support system!!  I got involved with la Leche League, and had a friend with a daughter 6 mos. younger than mine, with whom I took daily walks and went to the park, and had play dates. 

Good luck to all those who stay home with their kids!! You do the best work: nurturing our future generation!

Submitted by: Annie Longoria

Miserly Tip # 149

Our family likes fresh bread alot and we utilize our bread machine as much as we can.  We have found that you can buy yeast much cheaper in a health food store than buying it at a grocery store.  Also, yeast sold in large packaged quantities in the grocery store are really designed to be used within 7 days for the best results.  I actually emailed Fleschman's regarding this and they indicated that it could be used for consumer's but would possibly not yield the best results.  I recently bought yeast for $1.25 for the same amount that I would have paid for the jar in the store...roughly $5.25.  Also, the yeast can be stored in the freezer for up to a year.

Submitted by: Julie in Cedar Rapids, Iowa


Miserly Tip # 148

My first tip is about toddler clothes: I noticed some hints about buying dark or brightly colored clothing for children, but after many stained shirts, I decided the easiest color to wash is white.  As long as it's a good cotton without colored detail, I don't have a problem bleaching my 2 year old daughter's shirts after she spills orange juice, ketchup, mustard, tomatoes, or anything else down the front as needed.  After treating the stain, I just throw all the bleachable whites in the wash and everything comes out perfect.  Plus these shirts go with almost every pair of pants, overalls, and shorts she has!  Similarly, all of my husband's athletic socks and underclothing are  white, and so are many of my towels and sheets, so it is very simple to do one or two white loads (rather than several colored loads separating all the different degrees of color, using different water temps).  And as long as I don't bleach every time, the clothing doesn't wear out any faster, looks good much longer than faded colors do.

My second tip is about "rags": I found a pack of white economy washcloths--I got 48 in a pack-- at SAMS Club for about $9.  Although that's $.19 a washcloth, and paper towels cost maybe $.02 each, you can wash and reuse the cloth towels over and over (I've had mine for almost 2 years now), whereas you are throwing out the paper towels!  When they start to get too ragged looking, I use a permanent marker to write an X on the tag, and I know these are just for cleaning.  I store the cleaning rags in my laundry room and use them for cleaning the bathroom, or for messy jobs (washing the car, blotting up stains on the carpet, etc).  The rest I use as napkins for my toddler, and for mopping up spills in the kitchen, washing dishes in the sink, cleaning mirrors and glass, and so on.