Disclaimer and Rules Governing All Content of the Miserly Moms Website::

The Miserly Moms website and all content within it is based upon personal experience, interviews, and research by the author or her contributors. Although much effort was made to ensure that all information is safe and accurate, all information is presented with the understanding that the author assumes no responsibility for oversights, discrepancies, or inaccuracies. Miserly Moms offers no guarantees of any kind, express or implied, and is not liable for any loss or damages caused by user's reliance on information obtained here. This column is not intended to replace medical, financial, legal, or other professional advice. Readers are reminded to use their own good judgment before applying any ideas found within this website or column.

All material within the site is copyrighted and cannot be reproduced in any form without the permission of Miserly Moms or its officers.

Miserly Moms® is a trademark and service mark of Jonni McCoy, registration pending